Flexible HVAC & Plumbing financing options in Edmond that work for you
How Financing Helps
Gives you breathing room during emergencies
Makes larger purchases more manageable
Helps preserve your savings or budget for other priorities
Can support credit building with responsible use
What To Expect
A variety of HVAC financing options available in Edmond for different credit levels
Simple application process
Most approvals come through quickly
We’ll guide you every step of the way
Getting Started Is Easy
You can start the application process in a few different ways:
Call our office—we’re happy to walk you through it
Apply online—just click the ‘apply’ button below
Ready to get started? Applying for financing is quick and easy.
Complete your application through Tinker Federal Credit Union to explore financing options for your new HVAC or plumbing project. Once approved, you can move forward with the comfort and improvements your home needs—without paying for everything upfront.
Flexible Financing Options Available
Chattel Collateral Loan Information
Acceptable chattel collateral: HVAC; hybrid and above-ground swimming pools; decks; hot tubs; spas; saunas; golf cars; electric LSVs; generators; indoor and outdoor furniture and appliances; mowers; trailers; playground sets; firepit tables; gaming tables; massage chairs; grills; fencing; landscaping; pergolas; hot water tanks, including tankless; water softeners; and water purification systems.
Fixed: Rates range from 6.99% APR to 14.99% APR, with terms up to 120 months. Rates are based on the member’s credit history and requested term.*
Personal Fixed Loan
Rates range from 10.95% APR to 17.99% APR, with terms up to 60 months. Terms are determined by the amount financed. Rates are based on each member’s credit history and requested term.*
HELOC
As of the effective date of this summary, adjustable rates range from 5.70% APR to 11.20% APR, with terms up to 180 months. Rates are based on each member’s credit history, term, and requested loan-to-value ratio. The APR will vary based on movements in the Prime Rate published in The Wall Street Journal. The maximum APR that can apply is 14.00%.*
Closed-End Equity Mortgage
Rates range from 6.99% APR to 12.99% APR, with terms up to 180 months. Rates are based on each member’s credit history, term, and requested loan-to-value ratio.*
Rates disclosed are Annual Percentage Rates (APR). Tinker Federal Credit Union membership is required, which involves opening an initial share savings account with a $5 deposit. Other conditions may apply. All rates and terms are declared by the TFCU Board of Directors and are subject to change at any time.
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